The best cheap cell phone plans in 2024

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When you buy through our links, Business Insider may earn an affiliate commission. Learn more The best cheap cell phone plans offer all of the following criteria without compromise — dependable coverage, fast service speeds, and as much data as you need at affordable prices. Usually, affordable plans come from mobile virtual network operators (or MVNOs) and standalone budget-friendly carriers, and choosing the plan for you will come down to your budget and priorities. Among the best cheap cell phone plans, it's hard to beat our top pick, US Mobile's Unlimited Starter plan with 35GB of data on either Verizon's or T-Mobile's networks starting at $29/month for a single line, or $23/month with an annual payment. If you want to extend your savings further, we recommend Tello Mobile's Build Your Own plan, which can cost as low as $5/month. Advertisement Our top picks for the best cheap phone plans Best overall: US Mobile (Unlimited Starter plan) - See at US Mobile Best true budget plan: Tello Mobile (Build Your Own plan) - See at Tello Best unlimited plan: Visible Wireless (Visible+ plan) - See at Visible Best international plan: US Mobile (Unlimited Premium plan) - See at US Mobile Advertisement Best overall US Mobile (Unlimited Starter plan) US Mobile's Unlimited Starter plan includes 35GB of high-speed data, which should be plenty for almost anyone. Unique to US Mobile is the option to run on Verizon's (Warp) or T-Mobile's (GSM) networks. Speeds are reduced to 1Mbps after 35GB, which is actually decent compared to other budget-friendly carriers that reduce speeds to frankly unusable speeds. Shop at US Mobile What we like Check mark icon A check mark. It indicates a confirmation of your intended interaction. Choice between Verizon or T-Mobile's full networks, including high-band 5G Check mark icon A check mark. It indicates a confirmation of your intended interaction. Multi-line discounts rare for budget-friendly carrier Check mark icon A check mark. It indicates a confirmation of your intended interaction. Speeds reduced to usable 1Mbps after all your data is used Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good app and responsive customer service Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual payment option offers unrivaled value What we don’t like con icon Two crossed lines that form an 'X'. No options for data-connected smartwatches US Mobile's Unlimited Starter plan for $29/month is the gold standard in MVNO and budget-friendly plans. It easily meets and exceeds expectations as a value-forward plan with superior and unique features that directly benefit you, the customer. Like many budget-friendly carriers, US Mobile operates on a major carrier's network. In this regard, US Mobile is unique. Where you typically only have access to one major carrier's network, US Mobile offers the choice between Verizon's or T-Mobile's full network, including their fast high-band 5G networks. You can even switch networks as often as twice a month, so you can try which works best for you for everyday use, whether for coverage or data speeds or for a particular scenario, like traveling. US Mobile's Unlimited Starter plan stands alone in offering 35GB of prioritized monthly data. Antonio Villas-Boas/Business Insider Worthy of note, US Mobile's names for Verizon's and T-Mobile's networks are "Warp" and "GSM," respectively. Only the Warp network comes with premium prioritized data, whereas the GSM network includes deprioritized data. However, we can't say we've felt much of an impact from deprioritization in our testing of the GSM or T-Mobile's network, nor can we really tell, as there's no indication or notification specifying as much. Whichever network you pick, US Mobile's Unlimited Starter plan price stays the same even if you switch. The Unlimited Starter plan's 35GB of high-speed data should be more than enough for the vast majority of users. If you do end up using more than 35GB, US Mobile reduces your data speeds to 1Mbps until the end of the billing cycle, which is significantly faster and more usable than the reduced speeds on other carriers that vary between dubiously slow 40 and 256Kbps speeds. To be sure, some carriers like Visible don't reduce speeds at all, no matter how much data you use. Instead, they offer deprioritized data that can potentially slow down without warning when the host network is experiencing congestion. That's a great proposition, but we feel the option to pick which host network works for you, as well as other benefits listed here, are more valuable. US Mobile offers multi-line discounts, which is also unique among budget-friendly carriers and ideal for families or groups. You get even more value with the annual payment option, which reduces US Mobile's Unlimited Starter monthly price to $23/month ($276 for the year). And to top it all off, taxes and fees are included, so the price you see advertised is the price you pay. Read our full US Mobile review. Advertisement Best true budget plan Tello Mobile (Build Your Own Plan) Tello's unique Build Your Own plan allows you to customize your data and minutes to your specific needs and offers a low base price of $5/month. Shop at Tello What we like Check mark icon A check mark. It indicates a confirmation of your intended interaction. Data and minutes customization per line Check mark icon A check mark. It indicates a confirmation of your intended interaction. Exceptional budget value Check mark icon A check mark. It indicates a confirmation of your intended interaction. Free hotspot tethering What we don’t like con icon Two crossed lines that form an 'X'. No discounts for multiple lines con icon Two crossed lines that form an 'X'. No international roaming options con icon Two crossed lines that form an 'X'. Not ideal for high-data users The varied plans from Tello Mobile are the cheapest options we can recommend, and they offer the most customization. With Tello's Build Your Own plan, in particular, you can adjust the minutes and data allotment for each line on your account, making it a great choice to cover the basics for kids, grandparents, students, or anyone who uses a minimum amount of data or is simply on a budget. Tello's Build Your Own plan could be your most affordable option, depending on how you structure it. Eve Montie/Business Insider As you build your plan, you choose your monthly data amount (from no data to 1GB, 2GB, 5GB, 10GB, 15GB, or unlimited) and your monthly minutes (none, 100, 300, 500, or unlimited), the combination of which adds up to $5/month at the cheapest and $25/month at the most expensive. The Build Your Own plan is particularly enticing if you want to specify a data allotment on a per-line basis — for example, setting data limits for a kid who just got their first phone while allowing them unlimited minutes. Read our full Tello Mobile review. Advertisement Best unlimited plan Visible Wireless (Visible+ Plan) If you're looking for a large amount of monthly data at a reasonable price, the Visible+ plan from Visible Wireless stands alone among budget carriers in offering up to 50GB of guaranteed high-speed data for $45/month. Shop at Visible Wireless What we like Check mark icon A check mark. It indicates a confirmation of your intended interaction. Dependable coverage on Verizon's network Check mark icon A check mark. It indicates a confirmation of your intended interaction. 50GB of guaranteed high-speed monthly data Check mark icon A check mark. It indicates a confirmation of your intended interaction. Unlimited hotspot data What we don’t like con icon Two crossed lines that form an 'X'. No discounts for multiple lines For truly unlimited data and extensive coverage, Verizon's budget-friendly carrier, Visible Wireless, has an excellent option with its Visible+ plan at $45/month. While the Visible+ plan has the highest price point of all the MVNOs we've included in this list, it provides by far the most high-speed monthly data and the closest approximation to "unlimited" data, as it guarantees 50GB of premium prioritized data while your phone is connected to Verizon's basic 5G and LTE networks before you experience any form of data speed deprioritization. The Visible+ plan also offers unlimited premium prioritized data while your phone is connected to Verizon's fast high-band 5G "Ultra Wideband" network. The Visible+ plan on Visible Wireless is your best bet for an affordable "unlimited" experience. Eve Montie/Business Insider By offering deprioritized data after using up to 50GB of data, you shouldn't notice a difference in data speeds or usability unless you're in an area experiencing heavy network traffic at the specific time you're using your phone. Even if your data is actively being deprioritized, you may not even notice. For those who use a lot of data and call for a truly unlimited plan, that's an enticing proposition, as some MVNOs and budget-friendly carriers dramatically reduce speeds to frankly unusable speeds until the next billing cycle if you exceed your plan's allotted data. The Visible+ plan also provides extended coverage with 5G "Ultra Wideband" areas, though Verizon's standard coverage (and the Visible base plan's coverage) is already very good. Before signing up, check Visible's coverage map to ensure you're covered. Visible recently updated its plans with an annual payment option (versus the standard monthly payment option) that reduces the Visible+ plan's price from $45/month to $33/month (totaling $395/year), which is incredible value and should be considered if making an annual payment is an option. Read our full Visible Wireless review. Advertisement Best international plan US Mobile (Unlimited Premium plan) US Mobile's Unlimited Premium plan includes 100GB of data and 50GB of mobile hotspot, which should be more than enough for anyone. While you can switch between Verizon's (Warp) and T-Mobile's (GSM) networks, the GSM network offers US Mobile's enticing international options, and frequent travelers will get the best value with the Unlimited Premium plan. Shop at US Mobile What we like Check mark icon A check mark. It indicates a confirmation of your intended interaction. Choice between Verizon or T-Mobile's full networks, including high-band 5G Check mark icon A check mark. It indicates a confirmation of your intended interaction. Multi-line discounts rare for budget-friendly carrier Check mark icon A check mark. It indicates a confirmation of your intended interaction. Speeds reduced to usable 1Mbps after all your data is used Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good app and responsive customer service Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual payment option offers unrivaled value Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to 10GB of data and 1,000 minutes/texts in 180 countries What we don’t like con icon Two crossed lines that form an 'X'. International options only available on deprioritized GSM network con icon Two crossed lines that form an 'X'. No options for data-connected smartwatches It's surprising that so many budget-oriented carriers and plans have any international features at all, and some have pretty decent ones, too. However, none have anything quite as comprehensive as US Mobile's Unlimited Premium plan. Just make sure to pick or switch to US Mobile's "GSM" network before you set off, as the "Warp" network doesn't include nearly as many international features. With US Mobile's Unlimited Premium plan, you get unlimited calling and texting from the US to over 200 countries. If you're traveling abroad to one of the 180 supported countries, you get 5GB or 10GB of data and 500 or 1,000 minutes and texts, depending on the country. (Unfortunately, US Mobile doesn't make it abundantly clear which countries support how much data or how many minutes and texts.) International features abound with the Unlimited Premium plan on US Mobile's T-Mobile-backed network, GSM. Antonio Villas-Boas/Business Insider If the premium price tag is out of reach, US Mobile's Unlimited Starter plan has similar international features with reduced minutes, texts, and data that might still be enough for your needs — 1GB of data and 150 minutes/texts. No doubt, at $50/month, US Mobile's Unlimited Premium plan is on the pricier side when thinking about "cheap" cell phone plans, but keep in mind that US Mobile offers an annual payment option that reduces the price to $37.50/month (totaling $450/year). Alternatively, if you don't need as much domestic data as the Unlimited Premium plan offers in a typical month, you can sign up for US Mobile's Unlimited Starter plan on a monthly basis, so you pay less when you're at home and only upgrade to the Unlimited Premium plan for the month(s) you're traveling. Read our full US Mobile review. Advertisement How we test cell phone plans We thoroughly review each plan we include in our guides. Eve Montie/Business Insider In our testing, we spend at least a week with a specific plan from a phone carrier, often longer, and primarily assess the quality of the plan and carrier by the following criteria: Plan offerings and flexibility: We consider the pricing and features included in a carrier's range of plans and assess its flexibility in allowing you to switch out of or between plans. We consider the pricing and features included in a carrier's range of plans and assess its flexibility in allowing you to switch out of or between plans. Coverage area: For MVNOs, we note the approximate coverage area provided by the network or networks backing a budget carrier and evaluate whether particular locations consistently match their purported coverage type (e.g., 5G or 4G/LTE). For MVNOs, we note the approximate coverage area provided by the network or networks backing a budget carrier and evaluate whether particular locations consistently match their purported coverage type (e.g., 5G or 4G/LTE). Service reliability and speeds: In consistent testing locations, we assess the reliability of phone and video calls, note how fast videos and apps load over cellular data, and, with MVNOs, mark any apparent effects of deprioritization on service speeds. In consistent testing locations, we assess the reliability of phone and video calls, note how fast videos and apps load over cellular data, and, with MVNOs, mark any apparent effects of deprioritization on service speeds. Customer support: We make a holistic assessment of a carrier's customer support system and online (or in-person) user experience for setup, use, and troubleshooting. We also take into account secondary considerations such as ongoing discounts and any other notable perks or outstanding features. Advertisement What to look for in a cheap cell phone plan A cheap cell phone plan should suit your budget without compromising on coverage. Eve Montie/Business Insider If you aren't in the market for the best cell phone plans from major carriers, you have no shortage of options for spending less on a phone plan, as affordable carriers have proliferated in recent years. The best cheap cell phone plan for you will primarily reflect your needs for monthly data and minutes, the constraints of your budget, and the coverage of your local area by the network or networks backing a particular plan. We set a few baseline criteria in choosing plans for this guide, in that all the plans listed above cost no more than $50/month and, as with most MVNO plans, do not require a contract. Before signing up for a service, take a granular look at the coverage map that an MVNO should make readily accessible on their website — marking the US network range of its backing carrier — and appraise the coverage of your location to ensure dependable service.