Banks get a downgrade from Moody's. Here are the 10 lenders impacted.

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Moody's is downgrading the credit ratings of 10 small- to mid-sized banks, citing growing financial risks and strains that could erode their profitability. The credit ratings agency also warned it is watching some of the nation's biggest lenders for potential downgrades. The actions come after a banking crisis that started in March with the sudden collapse of Silicon Valley Bank, once the nation's 16th largest bank, when depositors grew fearful of the bank's solvency and made a classic bank run. Signature Bank and First Republic Bank soon followed, leading to more concerns about the banking industry's stability. U.S. markets fell on Tuesday as Wall Street digested the downgrades as well as the negative outlooks for some of the biggest U.S. banks. M&T Bank, one of the banks whose credit rating was cut, fell 1.5% on Tuesday and shed another 1.4% in late morning trading on Wednesday. Truist Financial, one of the banks that Moody's said it is reviewing for a possible downgrade, fell 1.8% on Wednesday. In its report, Moody's highlighted that some of the issues that caused the banking crisis earlier this year haven't disappeared; banks are still at risk for depositors to withdraw their funds, while the current higher-interest rate environment is knocking down the value of investments lenders made when rates were super low. The rating agency added that asset risks are also rising for small- and mid-sized banks, especially those with large corporate real estate (CRE) holdings. "Elevated CRE exposures are a key risk given sustained high interest rates, structural declines in office demand due to remote work, and a reduction in the availability of CRE credit," it noted. Smaller banks are especially at risk, given that they have "sizable unrealized economic losses" that could cause investors to lose confidence, it stated in the Monday report. "These are the major credit agencies diagnosing the issue that small and regional banks are not uniquely situated to handle a high interest rate environment," J.D. Durkin, the host for financial site TheStreet, told CBS News. Even so, he added that while individuals may be concerned about their banks, there isn't much call to be worried about the safety of deposits, given the regulatory backstops such as FDIC insurance and the steps that U.S. regulators took when banks such as Silicon Valley Bank collapsed. "Consumers were made whole," he noted. List of downgraded banks Moody's cut ratings of 10 banks on Monday. The largest lender to receive a lower rating is M&T Bank, the 19th largest U.S. bank by assets, according to the Federal Reserve. Here's the list of banks downgraded: Commerce Bancshares BOK Financial Corporation M&T Bank Corporation Old National Bancorp Prosperity Bancshares Amarillo National Bancorp Webster Financial Corporation Fulton Financial Corporation Pinnacle Financial Partners Associated Banc-Corp 6 banks with ratings under review Moody's also said it placed six banks under review for possible downgrades, with some of those banks among the nation's largest. They are: Bank of New York Mellon Corporation Northern Trust Corporation State Street Corporation Cullen/Frost Bankers Truist Financial Corporation U.S. Bancorp 11 banks with negative outlooks The credit rating agency also said it shifted the outlook of 11 banks from stable to negative. They are: PNC Financial Services Group Capital One Financial Corporation Citizens Financial Group Fifth Third Bancorp Huntington Bancshares Regions Financial Corporation Cadence Bank F.N.B. Corporation Simmons First National Corporation Ally Financial Bank OZK With reporting by the Associated Press